Finance

Best Interest Free Credit Cards In 2019

By mlemelin - March 27, 2018

Building great credit can take time, especially if you’ve been in credit card debt before. One of the fastest ways to grow that credit score is to sign up for an interest-free credit card. Another huge benefit of interest-free credit cards is that you can make a big purchase without paying extra fees. Keep reading to find the card that’s right for you!

Chase Freedom®

Chase has been making waves in the world of credit cards for quite some time. This awesome deal lives up to the Chase brand. There’s no annual fee, and you get 0% APR for the first 15 months. With 5% cash back, a bonus of $150 after spending $500, and 1% cash back on all purchases, you really can’t go wrong.

 

Citi® Double Cash Card

credit card, CITI
Credits: creditkarma.com

This card may not have a fun and sexy sign-up bonus, but you get 18 months of 0% APR and no balance transfer fees. Sexy enough? Add in that you don’t have to pay an annual fee, and you’ll understand why reviews of this card are pretty phenomenal. If you’re a fan of getting out and exploring, you should note that travelers tend to rave about this card’s travel insurance, while others marvel at how easy it is to raise your credit limit, as well as the fantastic customer service that comes with every Citi card.

Discover it®

credit card, discover it
Credits: wallethub.com

Though Discover isn’t taken at every retailer, they still have some great rewards that are worthy of looking into. Discover matches all your cash back earned after the first year, which is a great deal if you manage to use the card strategically. There’s no annual fee, and you get 6 months of 0% APR. One card member raved that when they lost their credit card on a trip, Discover overnighted a new card to their hotel. In a day and age when we expect less and less from customer service, this is worth noticing.

Chase Ink Business Cash

This business credit card comes with all the bells and whistles of the other cards mentioned here. No annual fee, 0% APR for 12 months, plus you don’t have to pay extra for any employee cards. Plus, if you spend $3,000 in the first three months, you get a $300 bonus. That’s not bad at all.

Chase Slate®

chase, credit card, chase slate
Credits: wallethub.com

No annual fee and 0% APR including balance transfers, this card comes with monthly FICO scores so that you can always be up to date. Paying late doesn’t raise your APR after the 15 month 0% APR period. Card members have used this card to pay off other debts, and have said that this card allowed them to get out of debt sooner than they would have with other cards.

There’s no reason for you not to have a great interest-free credit card. The variety of cards available allow you to shop around for what’s right for you and plus, the incentives to get cash back are only going to get better as the providers continue to try to undercut each other.